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What is your business trade?

If your trade does not appear in the list, please select 'Not listed'.

Tell us the number of...

Staff who earn money for the company: for example, someone in an administrative role wouldn't earn money for the business.

Customise your cover

Protect your business from events such as personal injury, tax protection (including IR35 investigations), contract disputes and more. Limit of indemnity of £100,000 for any single claim and over the duration of the policy.
£59.50 plus Insurance Premium Tax (IPT) at £7.14

Your quote

£

Business insurance at £ plus Insurance Premium Tax (IPT) at £

Options

It's free forever and you'll get access to advice, guides, campaigns and much, much more.

Your contact details

So we can get in touch if we need to.

Contact details

Your business details

Tell us more about the business you want to insure.

Business Details

If you are a limited company or limited liability partnership, this should be the registered name of the business.

Trading Address

This should be the address of the business.

Agreements

There are just a few conditions we need to check:

You or any other person, director or principal of the business have not been declined insurance or accepted on special terms for the insurance covers provided under this policy.

You or any other person, director or principal of the business do not have unspent or pending non-motoring criminal offences.

You or any other person, director or principal of the business have not had any claims made against you in respect of any of the covers provided by this policy or aware of any existing circumstance that might lead to a claim under this policy.

You or any other person, director or principal of the business, have never been declared bankrupt or any business controlled by such persons has not been placed into administration.

Key features and conditions

You comply with the following conditions of the policy.

  • This product is suitable for limited companies or sole traders with a single fee earner who also owns 50% or more of the share capital.
  • All work is carried out onshore.
  • Estimated fee income for the business is under £150,000.
  • All work is in a non-manual capacity.
  • No work is carried out in the USA/Canada and no contract is governed by the laws of these countries.
  • No work is carried out over 5m.

Duty of disclosure

You must make a fair presentation of the risk to us at inception, renewal and variation of your policy. This means that you must tell us about all facts and circumstances which may be material to the risks covered by the policy and that you must not misrepresent any material facts.

A material fact is one which would influence the acceptance or assessment of the risk. If you have any doubt about facts considered material, it is in your interest to disclose them to us.

This policy is compliant with the principles of the Insurance Act 2015. Zurich has taken the stance that in cases of non-disclosure or misrepresentation which are neither deliberate nor reckless, they will charge the premium that would have been charged at the point of sale had they known the full facts and pay any claims in full rather than reducing claim payments. This does not affect Zurich's rights to apply any other remedies under the Insurance Act.

You acknowledge that you are entering into an annual contract of insurance with the participating insurers and if you cancel after your 14 days cooling off period, the full premium is due. Failure to pay the insurance premium in full will affect your indemnity under the policy and you will be subject to debt collection provisions. However, any optional add-on products if selected, can be cancelled at any time, with a pro-rata refund based on the time you have received cover.

This is a non-advised insurance sale which means that it is up to you to decide if the policy is suitable for you and meets your requirements.

Full details of the cover are available in the policy documents.

Review your order

Ok, give it the once over to make sure everything is correct.

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Business type / trade
Not applicable or unspecified
Number of people in your business
Not applicable or unspecified
Fee earning staff
Not applicable or unspecified
Family administration / clerical staff
Not applicable or unspecified
Non-family administration / clerical staff
Not applicable or unspecified

Customise your cover

Your contact details

First name
Not applicable or unspecified
Last name
Not applicable or unspecified
Email
Not applicable or unspecified
Phone number
Not applicable or unspecified

Your business details

Business name
Not applicable or unspecified
Type of business
Not applicable or unspecified
Address 1
Not applicable or unspecified
Address 2
Not applicable or unspecified
Town / City
Not applicable or unspecified
Postcode
Not applicable or unspecified

Your cover

Small business insurance



Employers' liability - £10 million (no excess)
Personal Accident lump sum - £50,000
Professional indemnity - £1 million (excess £500)
Personal Accident weekly - up to £250 per week
Public liability - £2 million (excess £250)
Directors and officers - £100,000

  Please select a start date.

  This is the cover end date.

Crunch Chorus Membership

Members of Crunch Chorus save 10% a year. It's free forever and you'll get access to advice, guides, campaigns and much much more.

Total annual premium

£
Including:

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Billing Address

This should be the address your card is registered to.

Total to Pay: £ (Inclusive of insurance premium tax)

We're sorry. There was an error processing payment. Please please call us on 0330 052 7593 to complete your purchase.

Thank you and welcome to Crunch Insurance.

Your cover is effective from today.

Your documents will be emailed to you shortly. If you have any questions in the meantime please call us on 0330 052 7593.

Thank you for your application

We need a little bit more information

Based on the answers you provided, we need to ask you for more details before we can proceed.
One of our Crunch Insurance Advisors will be in touch with you by the end of the next working day. Alternatively, you can call us on 0330 052 7593 to complete your application.

E-Crunch Ltd t/a Crunch Insurance Services is an appointed Representative of Kingsbridge Risk Solutions Ltd for general insurance purposes. Kingsbridge Risk Solutions Ltd is authorised and regulated by the Financial Conduct Authority under Firm Registration Number 309149.